Bankruptcy Fees Set To Rise :: Charlotte Bankruptcy Attorney

Charlotte Bankruptcy attorney Bryan W. Stone answers the question: “Do I need an attorney to file bankruptcy?”


Anyone considering filing for bankruptcy should know that the fees everyone is required to pay are scheduled to rise. As of June 1, 2014, the fees paid for those filing for Chapter 7 and Chapter 13 bankruptcy are going to climb across the country, including here in North Carolina.


Increasing Bar Graph Charlotte Bankruptcy Attorney North Carolina Debt LawyerThe new fees were announced by the Judicial Conference of the United States and now appear on the revised Bankruptcy Court Miscellaneous Fee Schedule. The increase will be in the form of an additional administrative fee that will be assessed to every bankruptcy case.


The new fees will increase the cost of filing for a Chapter 7 bankruptcy from the current $306 figure ($245 filing fee, $46 administrative fee and a $15 trustee surcharge) to $335 ($245 filing fee, $75 administrative fee, $15 trustee surcharge). Similarly, the cost of filing a Chapter 13 bankruptcy will rise from $281 to $310, largely due to an increase in the administrative fees.


Even steeper is the increase in prices for Chapter 9, Chapter 15 and the more common Chapter 11 bankruptcies. Currently, debtors can expect to pay $1,213 to file. In less than a week, this will jump to $1,717, an increase of more than $500, or nearly 40 percent.


The increase marks the fourth time since 2005 that fees have increased. Back in October 2005, the cost of filing for a Chapter 13 bankruptcy was $189. Then in April of 2006, the fees increased to $274 followed by a rise to $281 in 2011. A similar rise in price occurred for all other forms of bankruptcy.

Though the fees are on the rise, this shouldn’t be enough to dissuade anyone truly in need of bankruptcy relief from moving forward and filing for bankruptcy protection. The increased fees are relatively small when compared to the total amount of debt you likely face and the fees can even be spread out across multiple payments for those truly unable to come up with the money on the front end.


If you find yourself needing the services of a Charlotte, North Carolina bankruptcy attorney, please call the skilled lawyers at Arnold & Smith, PLLC today at (704) 370-2828 or find more resources here. As professionals who are experienced in the bankruptcy arena, our attorneys will provide you with the best advice for your particular situation.



About The Author: 

Bryan 1  Bryan Stone is a Partner with Arnold & Smith, PLLC where he focuses his practice on all aspects of bankruptcy, including: Chapter 7, Chapter 11, Chapter 13, home loan modifications and landlord tenant issues.  Originally from Macon Georgia, Mr. Stone attended the University of Georgia for a BBA in Banking and Finance and went on to Wake Forest to earn his law degree.  After law school Mr. Stone relocated to Charlotte where he has become quite involved in many local organizations.  He is currently the Chair of “Bravo!” the young professionals organization of Opera Carolina, he also founded the UGA Alumni Association of Charlotte.  In his spare time he enjoys perfecting his BBQ skills for the annual “Q-City BBQ Championships” and playing softball with the Mecklenburg County Bar Softball League.




“Changes To Miscellaneous Fee Schedule,” published at



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