Our office continues to operate during our regular business hours, which are 8:30 am - 5:30 pm, Monday through Friday, but you can call the office 24 hours a day. We continue to follow all recommendations and requirements of the State of Emergency Stay at Home Order. Consultations are available via telephone or by video conference. The safety of our clients and employees is of the utmost importance and, therefore, in-person meetings are not available at this time except for emergencies or absolutely essential legal services.

Articles Tagged with Attorney

Bankruptcy Lawyer Bryan W. Stone answers the question: “Will I lose my property if I file for bankruptcy?”

If you are reluctant to file for bankruptcy because you are concerned about losing your belongings and property, you should take comfort knowing that some of your assets can be exempt from bankruptcy seizures in North Carolina.

Bankruptcy Lawyer Bryan W. Stone answers the question: “Should I file bankruptcy?”

Filing for bankruptcy is one of the toughest financial decisions a person has to make in their life. However, in some cases, people need to file for bankruptcy not just once but multiple times.

Bankruptcy Lawyer Bryan W. Stone answers the question: “Can I keep my house if I file bankruptcy?”

Many debtors are concerned about how filing for bankruptcy would affect their chances of buying a house. Contrary to popular belief, assuming you would otherwise qualify, you will not have to wait a decade after a bankruptcy filing before you can buy a house. However, there are several things to do when purchasing a home post-bankruptcy.

Bankruptcy Lawyer Bryan W. Stone answers the question: “What is the means test?”

Filing for bankruptcy is a difficult decision to make. However, you may not be eligible to file for bankruptcy at all in North Carolina if you do not pass the means test. Under the means test, if your monthly income is less than the median income in North Carolina, you are eligible to file for Chapter 7 bankruptcy.

Bankruptcy attorney Ben Tobey answering the question: Can I use my available credit to purchase items before filing bankruptcy?

When signing a loan application, you are required to read a lot of information contained in the agreement. However, the vast majority of those applying for a loan do not read the agreement altogether, while others do not pay attention to the fine print.

Bankruptcy attorney Ben Tobey answering the question: Will a bankruptcy filing stop a foreclosure?

Over 65 million Americans receive social security benefits to make both ends meet. If your financial struggles persist and there is a dark cloud of debt hanging over your head, you might consider filing Chapter 7 bankruptcy.

Bankruptcy Lawyer Bryan W. Stone answers the question: “Does my spouse have to file bankruptcy if I do?”

Divorce and separation are common reasons why people file for bankruptcy, according to a 2019 study. Can one spouse file for bankruptcy without the other in North Carolina? Can you choose between a joint and individual bankruptcy filing if you are married?

Bankruptcy attorney Ben Tobey answering the question: What happens with lawsuits that are pending against me when I file bankruptcy?

If all those debt collector threats led to a lawsuit, you need to act quickly. If you are being sued by a debt collector, you have no time to waste. In North Carolina, a creditor only needs to prove that the debtor owes the debt in order to obtain a judgment.

Bankruptcy Lawyer Bryan W. Stone answers the question: “What is a bankruptcy discharge ?”

In March 2020, President Donald Trump signed into law the historic CARES Act in response to the COVID-19 pandemic. CARES stands for the Coronavirus Aid, Relief, and Economic Security. The Act covers unemployment and provides relief to American workers and small businesses impacted by the pandemic and government-ordered shutdowns.

Bankruptcy Lawyer Bryan W. Stone answers the question: “What is a bankruptcy discharge?”

During these unprecedented times, we decided to address some of our clients’ most frequently asked questions regarding the COVID-19 pandemic’s impact on bankruptcy cases.

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