Articles Tagged with credit scores

Published on:

Bankruptcy Lawyer Bryan W. Stone answers the question: “What are the pros and cons of bankruptcy?”

Bankruptcy is an option for Americans to discharge their debts and set themselves up to have a better financial future. We live in a world in which a person’s credit history can dictate some important parts of their lives. Credit scores impact your ability to rent an apartment, buy a house, and even secure a credit card to have in the event of an emergency. Filing for bankruptcy will affect a person’s credit score; there is no way to avoid it. However, a misconception surrounding bankruptcy is that there is no way to rebuild credit after filing for bankruptcy or that the process takes too long. There are ways to rebuild your credit in an efficient and timely manner.

Published on:

Bankruptcy Lawyer Bryan W. Stone answers the question: “What are my alternatives to bankruptcy?”

Many people considering filing for bankruptcy protection lack information about the process. This is understandable given that most people filing for bankruptcy have never filed before and are thus totally unfamiliar with how the system operates. Someone with only passing knowledge might think that all a person needs to do is decide to file and fill out some paperwork and before you know it the bankruptcy is over and done. Sadly, there are many more steps along the road that must be navigated before reaching the desired conclusion. Thankfully, skilled bankruptcy attorneys are here to help guide the way.